Who doesn’t like to get free money? Thanks to the internet, there are plenty of legit ways to make free money online. This may sound too good to be true, and in some cases it is. However, businesses realize that free money is a great way to entice you to use their app or service.
If you want to earn free money online, it is possible. This post shares some of the best apps to use to make money on the side.
Best Ways to Make Free Money Online
Before we discuss the best apps to make free money online, it’s important to know what opportunities exist. Some of the apps on our list pay you money for opening an investing account. Others negotiate lower bills on your behalf so you can lower your monthly expenses. Finally, some apps pay you to play games online or watch videos.
While you won’t become wealthy with these services, they do provide extra money to help you reach your financial goals, such as:
- Paying off debt
- Saving more money each month
- Spending less on items you buy
The best part is that most of the services and apps on our list require little effort on your part. You sign up and let them work in the background or you can make money in your free time. It’s up to you.
Here are the ten best ways to make free money online:
1. Survey Junkie
Do you spend a lot of time watching television or waiting at the doctor’s office? You can earn free money online during that time by taking surveys on Survey Junkie. Although you won’t become rich taking surveys, they can be a great way to earn a little extra spending money.
Survey Junkie is one of the top paid online survey sites in the space. The site began in 2005 and has over three million active members. Once you complete your profile you can start taking surveys to earn free money.
You can redeem cash once you accrue at least $10, which is equivalent to 1,000 points. They offer a $2 bonus when you open an account to help you start earning cash. Survey Junkie also offers gift cards if you prefer those to cash.
Check out our Survey Junkie review to learn more about how the platform works and how to maximize earnings.
One of the best ways to get free money is by analyzing your spending. By cutting needless spending, you instantly free up money to apply towards other goals. Analyzing your spending is something we all should do, but it’s easy to forget or overlook.
Trim is a service that helps you monitor your spending by linking to your bank account to analyze and identify recurring transactions. Once the app identifies those expenses, it contacts vendors on your behalf to negotiate a lower price.
Trim also helps you save money in the following ways:
- Cancels unused subscriptions
- Monitors for lower prices on your online purchases
- Cash back rebates
Trim helps users save over $1 million each month, according to their website. Besides connecting your bank account, Trim works in the background to free up money for you.
Check out our Ask Trim review to learn more about how the service helps you save money each month.
Did you know you can make free money online simply by shopping? With Ibotta, you can earn cash back from your normal shopping. Ibotta started as a cash back app for grocery shopping, and expanded from there.
Before you shop, browse through offers in the app, choose the ones that appeal to you, then head to the store and purchase those items. After the purchase you scan your receipt to get cash back.
Ibotta doesn’t work solely at the grocery store. The app works at 350+ online retailers and physical stores, including:
Some stores prefer you use your loyalty card. If you do this, you will have to add the offers in the app before you go shopping. You can redeem earnings once you reach a $20 balance, and Ibotta gives you $10 to start. The best part of Ibotta is you get cash back for something you’re already buying.
Check out our Ibotta review to learn about the app and how you can use it to get free money.
4. Stash Invest
It’s common for people to put off investing because they have little money. Unfortunately, this holds them back from having more time to grow their money in the stock market.
Stash Invest is one of the best free money apps because they eliminate that excuse. They give you $5 for free simply for opening an account and, coincidentally enough, you only need $5 to start investing with Stash.
Stash Invest typically lets you invest in a selection of Exchange-Traded Funds (ETFs), though they also allow you to invest in a selection of stocks. The app also has tools you can use to grow your investing knowledge and build a portfolio.
Investing in the stock market feels overwhelming, but Stash Invest simplifies it so you don’t have to hold back due to lack of comfort or funds.
Paid surveys are a good way to make extra money on the side, and a lot of survey sites offer multiple ways to earn free cash. InboxDollars is a perfect example.
While you can make money by taking surveys with Inbox Dollars, you can also earn cash in some of the following ways:
- Playing games online
- Downloading coupons
- Watching videos
- Reading sponsored emails
- Using their search engine
InboxDollars does this because brands pay them for consumers’ opinions and InboxDollars recruits people to complete tasks to get that feedback.
You can redeem cash once you reach a $30 balance, and InboxDollars gives you $5 when you open an account. Check out our InboxDollars review to learn more about the app and maximize earnings.
Cutting frivolous spending is one of the best ways to make free money, which we discussed with Trim. Truebill is a service similar to Trim as it also works on your behalf to lower your monthly bills.
Like Trim, Truebill connects to your bank account to identify your spending patterns, but they operate slightly differently. Truebill also saves you money in these ways:
- Negotiating and reducing your bills
- Canceling subscriptions you don’t use
- Monitoring cable and internet outages
- Negotiating your electric bill (only available in certain locations)
If staying on top of costs is a struggle, Truebill is a service that simplifies that for you. In fact, Truebill has helped people save over $14 million to date, according to their site.
Check out our Truebill review to learn more about how the service works.
7. Pinecone Research
A lot of survey sites work with virtually anyone who wants to earn cash. However, that’s not the case with Pinecone Research. While this makes them seem like a less-than-stellar way to get free money, their pickiness lets them offer more money to approved users.
Like Survey Junkie, you can earn money taking surveys with Pinecone Research. But you can also make money in the following ways:
- Testing new products
- Taking household surveys – where other members of your family can take a survey
Pinecone Research has no minimum redemption level, and they pay you $3 per completed survey. You can earn more on product tests, though those are more selective. Like other survey sites, you can also redeem points for gift cards if you wish.
Swagbucks provides another opportunity to make free money by shopping. Whereas Ibotta gives you cash back on items you buy, Swagbucks gives you cash back by using their online shopping portal. The site gives you a percentage based on the store you buy from and the amount spent.
You can also earn money from Swagbucks in some of the following ways:
- Answering surveys
- Watching sponsored videos
- Playing online games
- Product testing
You can redeem points for cash once you reach $25, and they give you $10 when you open an account. Check out our Swagbucks review to learn more about the service.
Nothing is more frustrating than making a purchase online only to find out the price was reduced the following day. Paribus from Capital One helps you claw back those savings and put money back in your pocket.
The service does this by linking to your email and looking for receipts. Assuming you make a purchase from a participating vendor, they work to get a cash rebate for the price difference. Paribus can only access emails that are transaction-related, so your private emails are secure.
Paribus works with over 25 major online retailers, including:
Paribus also monitors for lower hotel rates if you book a hotel for a trip. The Paribus app is completely free with no hidden fees.
10. Vindale Research
The final free money app is Vindale Research. Vindale Research is one of the best paid survey sites, and they work with niches from restaurants to fashion.
You can make money by taking surveys, but you can also use Vindale Research to make money in the following ways:
- Reading sponsored emails
- Participating in cash drawings
- Posting selfies
- Testing products
Vindale Research has a higher redemption level of $50, but they do pay you $2 when you open an account.
Best Free Money Apps: Bottom Line
You can make free money online in a variety of ways. You won’t get rich quick with any of these opportunities, but you can save more money, get cash back, or start investing your money.
Those are all good things to do to improve your finances.
What is your favorite way to make free money online? How often do you try to negotiate or reduce your bills? Why do you think it’s easy for most to overlook reducing expenses and improve cash flow?
Source: Frugal Rules